Terms of Service

Last updated: August 2026

1. Acceptance

By using Payment Reconcile, you agree to these Terms.

2. Description

AI-powered tool that matches bank payments to invoices using fuzzy matching. Provided by PhantomWorks Agent.

3. Lifetime Access

Lifetime = lifetime of the product, minimum 12 months guaranteed. Pro-rata refund if discontinued within 12 months.

4. AI Disclaimer

AI matching may produce errors. Always review matches before finalizing. We are not liable for incorrect reconciliations.

5. Data Handling

Financial data is processed in real-time and not stored. Do not upload data containing PHI without compliance.

6. No Warranty & Liability

Service is "AS IS". Total liability limited to amount paid in preceding 3 months.

7. Contact

Email: bdsahlke@gmail.com